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75,000 miles + $300 stays creditCapital One's offer, as shown on Capital One's own site (Oct 8, 2026)What the bonus is worth: Capital One calls it more than $1,000 in travel value.
Limited-time offer.
This is unusually generous for a $95 card — the $300 credit is on top of the normal 75k, so you're looking at a four-figure first year for a sub-$100 fee. The only catch is the credit has to be spent through Capital One Travel. If the Venture X fee scares you, this is the pick.
People who want simple 2x on everything and a big first-year payout for under $100. Great first travel card if Chase's 5/24 rule blocks you.
| Welcome bonus | 75,000 miles + $300 stays credit |
|---|---|
| Spend requirement | $4,000 in the first 3 months |
| Annual fee | $95 (Limited-time offer) |
| APR | 19.74%–28.74% variable APR on purchases |
| Earns | Capital One miles |
| Network | Visa |
| Checked | Oct 8, 2026 on Capital One's site |
Verified: Capital One's Venture page, Oct 8, 2026: “Limited-Time Offer — Enjoy $300 to use on hotel and vacation rental bookings through Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months.” Annual fee $95. Source: capitalone.com. Offers change; the issuer's page is final.
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It's a one-time credit toward bookings made through Capital One Travel in the first year, on top of the 75,000 miles. You get it when you make the eligible booking, not as a statement credit up front.
Answered by StackTheDealYes. Venture miles transfer to 15+ partners, most at 1:1, including Air Canada Aeroplan, Turkish, Avianca, and Wyndham. Or redeem them at 1 cent each toward any travel charge.
Answered by StackTheDealNo. Capital One charges the $95 in the first year on this card; the fee is included in the bonus math.
Answered by StackTheDealCapital One typically pulls all three bureaus, so you'll see up to three inquiries.
Answered by StackTheDealYes, if you haven't received a Venture bonus in the last 48 months. People report Capital One likes a few months between approvals.
Answered by StackTheDealNo. Miles earned by meeting a spending requirement aren't income.
Answered by StackTheDeal
The easiest premium card to justify: $300 travel credit + 10,000 anniversary miles ≈ $400 back on a $395 fee, so you're holding a lounge card for about nothing.
The simplest cash-back card going: one flat rate on everything you buy, a $200 bonus for $500 of ordinary spending, and no annual fee — nothing to optimize, nothing to remember.
The no-fee grocery-and-dining card.
Questions about this offer?
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