
Chase Sapphire Preferred: 75,000 points after $5,000 in 3 months, $95 fee
- Bonus
- 75,000 points
- Spend
- $5,000 in 3 mo
- Annual fee
- $95
Still the best first travel card in the country.
Home › Referral bonuses
10 programs · checked Oct 14, 2026
Many apps, banks and card issuers pay you a bonus for joining through a member's referral link, and pay the member too. Here's what each program offers right now, read on its own official page. The terms on that page are final and can change anytime.

Still the best first travel card in the country.

The 100k bonus is huge, but the $795 fee is real money and the credits are in halves (January–June, July–December), so do the math on your own travel first.

The best points-per-dollar-of-fee deal Chase offers.

$750 for $0 fee is the quiet star of this list.

The simplest cash-back card going: one flat rate on everything you buy, a $200 bonus for $500 of ordinary spending, and no annual fee — nothing to optimize, nothing to remember.
To earn it: Friend joins via your unique Tell-a-Friend link and earns $10 in cash back
Promos sometimes raise the referrer bonus (e.g. a $40 promo ended Sep 28 per TopCashback's own Facebook post — not on the page today). New-user side unverified on the page.
Checked on TopCashback (Tell-a-Friend)'s official page Oct 9, 2026
To earn it: Friend signs up for the first time via your link, installs the desktop or Safari iOS extension with full permissions, verifies a unique email, and uses the extension regularly for 90 days; bonuses post to both within 30 days after that
US only, 18+. Referral option not available on every account. Non-transactional rewards over $2,000/yr require a W-9. The Zendesk help copy (help.wikibuy.com) is blocked to plain fetch; capitaloneshopping.com/help has the same article.
Checked on Capital One Shopping (Refer a Friend)'s official page Oct 9, 2026
To earn it: Friend must apply through your unique URL and be approved; bonus posts within 8 weeks; if 10+ friends apply in one month Chase may pay nothing for that month
Annual caps per card family as listed; the referred friend gets the public offer, not an extra referral bonus. Second page read: https://www.chase.com/personal/credit-cards/education/basics/chase-refer-a-friend
Checked on Chase credit cards (Refer-A-Friend)'s official page Oct 9, 2026
To earn it: Friend applies through your personalized link and is approved; referrer bonus posts in 8–12 weeks; friend need not complete their welcome offer for you to be paid
Dollar/point amounts are not shown publicly; they vary per card and per account. Friend can pick any available personal or business Amex card from the link.
Checked on American Express (Refer a Friend)'s official page Oct 9, 2026
To earn it: Friend must be a new Capital One cardholder (existing retail/partner cardholders OK), apply via your link and be approved; bonus appears within 8 weeks; referrer must be primary cardholder in good standing
No public dollar amount. Also read https://www.capitalone.com/help-center/credit-cards/getting-credit-card-referral-bonus/ (calendar-year earning caps; no limit on number of referrals).
Checked on Capital One credit cards (Refer a Friend)'s official page Oct 9, 2026
To earn it: Friend applies online via your personal link and is approved by Dec 31, 2026, then makes a purchase within 3 months; friend must not be an existing Discover cardmember; referrer's account open at least one billing cycle; credit posts in 1–3 billing periods
Eligible cards: Discover it Cash Back, Student Cash Back, Chrome, Chrome for Students, Miles, Discover More. Secured and Business cards cannot refer. Discover is now part of Capital One (page footer). Discover Bank referral: no official page found today (see unverified).
Checked on Discover credit cards (Refer-a-Friend)'s official page Oct 9, 2026
To earn it: Friend applies through your unique link and is approved; bonus awarded within 60 days
Credit cards only; no public dollar amount. No Bank of America checking refer-a-friend page found.
Checked on Bank of America credit cards (Refer a Friend)'s official page Oct 9, 2026
To earn it: Friend must be a new Chase customer and apply through your personalized link; both accounts open and not restricted at payout; bonus deposited within 40 days
Referrer must be an existing eligible personal checking/savings holder ~30 days old; bonus is 1099-MISC income; program only in English; Chase employees excluded.
Checked on Chase checking & savings (Refer-A-Friend)'s official page Oct 9, 2026
To earn it: Friend opens a new brokerage account, links an external funding source and initiates a qualifying deposit
Tiered program 'replaces the referral offer previously made by Robinhood'. Stock reward chosen from 26 large S&P 500 stocks. Support page read: https://robinhood.com/us/en/support/articles/invite-friends-pick-stock/ — referrals must begin signing up on/after Sep 1, 2026; US residents only; milestone rewards only (no per-referral pay between milestones); 60 days to claim.
Checked on Robinhood (Invite friends)'s official page Oct 9, 2026
To earn it: Friend signs up through your referral link, opens a brokerage account, first deposit settles ('Deposit Settled'), and has never had a Webull account
Public invite page act.webull.com/invitation/us/ is JS-only (blank to curl); exact share counts unverified.
Checked on Webull (Referral Bonus)'s official page Oct 9, 2026
Advertiser & referral disclosure: StackTheDeal may receive a referral bonus or commission when you apply for a card or open an account through links on this page. That never changes which offers we post or what we say about them. Offer terms are as shown on the issuer's own page on the date checked; the issuer's page is final, and offers can change or end without notice. We are not a bank or lender and do not make credit decisions. How we make money.