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Up to $500Chase's offer, as shown on Chase's own site (Oct 8, 2026)Chase Business Complete Checking: $400 with $2,000 in new money, $500 with $10,000
Open Chase Business Complete Checking, deposit $2,000 to $10,000 of new money, keep it there 60 days and make 5 qualifying transactions within 90 days.
Our take
If you have any side income, this is the best per-dollar bonus on the list: $400 for parking $2,000 for two months is a 20% return. The five transactions are easy (five debit swipes). Pair it with the Ink Business Cash card above for a $1,150 business bundle at $0 in fees.
What you have to do
- Open online with the emailed offer code or in a branch; offer expires January 21, 2027
- Deposit $2,000 (for $400) or $10,000 (for $500) in new money within 30 days and hold it 60 days
- Complete any 5 qualifying transactions within 90 days (debit purchases, Zelle, ACH, wires, deposits)
- New business checking customers; sole proprietors qualify
Fees to avoid
$15 monthly fee, waivable with a $2,000 minimum balance or $2,000 in eligible card purchases/deposits.
Verified: Chase's business checking offer page, Oct 8, 2026: “Earn up to $500 when you open a new Chase Business Complete Checking account … Earn $500 with a minimum deposit of $10,000 in new money OR Earn $400 with a minimum deposit of $2,000 in new money … Complete any combination of 5 qualifying transactions within 90 days … Offer expires 01/21/2027.” Source: account.chase.com. Offers change; the bank's page is final.
Advertiser & referral disclosure: StackTheDeal may receive a referral bonus or commission when you apply for a card or open an account through links on this page. That never changes which offers we post or what we say about them. Offer terms are as shown on the issuer's own page on the date checked; the issuer's page is final, and offers can change or end without notice. We are not a bank or lender and do not make credit decisions. How we make money.
Common questions
Do I need an LLC or an EIN to open a business account?
No. Sole proprietors can open Chase Business Complete Checking with their Social Security number and their own name as the business. Side-gig income like reselling or freelancing counts as a business.
Answered by StackTheDealWhat counts as the 5 qualifying transactions?
Debit card purchases, Zelle payments, ACH credits, wires (in or out), deposits with Chase QuickDeposit, and Chase QuickAccept transactions. Five small debit card purchases are the easiest way to do it.
Answered by StackTheDealDoes the $2,000 have to stay in the account the whole time?
Yes. Chase requires the new-money deposit within 30 days of enrollment and the balance has to stay at or above that level for 60 days after that. Dropping below it, even briefly, can cost you the bonus.
Answered by StackTheDealHow do I avoid the $15 monthly fee?
Keep a $2,000 minimum daily balance, or spend $2,000 on a Chase Ink business card each month, or have $2,000 in deposits from Chase QuickAccept or other eligible Chase merchant services. The balance method is the easiest while you're waiting for the bonus anyway.
Answered by StackTheDealCan I get this if I already have a Chase personal checking bonus?
Yes. The business and personal checking bonuses are separate. The rule is no Chase business checking account in the last 90 days and no Chase business checking bonus in the last 2 years.
Answered by StackTheDealWhen can I close it?
Chase deducts the bonus if the account closes within 6 months of opening, so wait until the 6-month mark. The bonus itself posts within 15 days after you complete the requirements.
Answered by StackTheDeal
Questions about this offer?
💬 Ask us and we'll check it for you: message us on WhatsApp or email stackthedeal@gmail.com. Found it cheaper? Tell us and we'll update the post.